Real estate appraisal services for homeowners in the city of Butler and Butler County

Here are the top 7 reasons Pa homeowners need David Hesidenz Appraisals:

Find the right listing price (whether you're using an agent or selling the home on your own)
To challenge a Pa property tax assessment
Remove PMI to cut your monthly mortgage payment
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
In the case of a Pa divorce, when real estate needs to be divided
To determine the true market value of real estate in question to settle an estate in Butler County or the state of Pa

Do you own a home in or near Butler? Do you need help deciding the value of your real estate?
Contact David Hesidenz Appraisals.

We at David Hesidenz Appraisals understand the individual needs of a consumer seeking appraisal services. Our usual business clients are used to the appraisal process and the standard reporting formats. Being a consumer that probably doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at David Hesidenz Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. At David Hesidenz Appraisals, we're experts in helping clients just like you remove undesirable PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that is going down -- your local tax assessor may have your house overvalued. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from David Hesidenz Appraisals is your number one weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. David Hesidenz Appraisals can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.