Attention homeowners in Prospect and Butler County: Need an appraisal?

The top seven reasons why Pa homeowners order from David Hesidenz Appraisals:

  1. Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. To challenge a Pa property tax assessment
  3. Remove PMI to lower a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in Pa

Do you own a home in or near Prospect? Do you need help determining the value of your real estate?
Contact David Hesidenz Appraisals.

At David Hesidenz Appraisals, we understand the special needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At David Hesidenz Appraisals, we're seasoned in helping consumers just like you delete unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your home is not appreciating as much as other homes close by. That means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from David Hesidenz Appraisals is your chief weapon.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. David Hesidenz Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.

Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? David Hesidenz Appraisals offers field reviews where we go out and check the subject and comps in question. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.